Star Health Insurance offers medical insurance plans across India, including a dedicated branch in Chandigarh. The company provides coverage for individuals, families, and senior citizens. Their branch in Chandigarh supports policyholders with claims, queries, and plan selection.
Star Health operates under the IRDAI and is known for fast claim approvals, network hospitals, and localized service. With over 15 years in the industry, it serves residents in and around Chandigarh with both cashless and reimbursement health coverage.
Why Choose Star Health in Chandigarh
Star Health has built trust in Chandigarh through easy access, responsive service, and simple claim handling. Their plans offer wide coverage and access to top local hospitals.
The Chandigarh branch provides:
- Quick in-branch support
- Tie-ups with hospitals for cashless treatment
- Dedicated claim assistance
- Health plans for all age groups
- Online and offline policy services
With strong local support and a track record of high claim settlement, many families in Chandigarh rely on Star Health for medical coverage.
Popular Health Insurance Plans
Star Health offers several plans popular among Chandigarh residents. Each plan suits different needs based on age, family size, and health history.
Well-known plans include:
- Family Health Optima – A single policy for the whole family. Covers hospitalization, maternity, and health check-ups.
- Senior Citizens Red Carpet – For those aged 60 and above. No pre-insurance medical tests required. Covers pre-existing diseases after a short waiting period.
- Medi Classic – Basic coverage for individuals. Offers lifelong renewal and add-ons for personal accident and critical illness.
- Star Comprehensive – Includes outpatient cover, maternity, and automatic restoration of sum insured.
- Arogya Sanjeevani – A low-premium standard plan. Good for first-time buyers and young families.
- Super Star Health Insurance – Offers high sum insured options (₹7.5 lakh to ₹1 crore). Covers modern treatments, room rent up to single private AC room, and automatic recharge benefits.
- Star Women Care Insurance – A women-specific plan that covers maternity, newborns from day 1, and annual wellness checkups.
- Star Diabetes Safe – Designed for Type 1 and Type 2 diabetics. Covers hospitalization due to diabetes and related complications from day one.
- Star Cancer Care Gold – Offers coverage to individuals already diagnosed with cancer (low to moderate risk) with no pre-policy medical tests.
Each of these plans is available for residents of Chandigarh. Premiums depend on age, medical history, and plan type. Most plans cover hospitalization, pre- and post-treatment, ambulance, and daycare procedures. Add-ons are available for personal accident cover, maternity, and critical illness.
Plan Name | Who It’s For | Sum Insured Range | Key Benefits | Standout Feature |
Family Health Optima | Families | ₹1 lakh – ₹25 lakh | Hospitalization, maternity, ambulance, day care | Single policy for entire family |
Senior Citizens Red Carpet | Seniors (60+) | ₹1 lakh – ₹25 lakh | Pre-existing disease cover, no medical tests | Designed specifically for senior citizens |
Medi Classic | Individuals | ₹1 lakh – ₹15 lakh | Basic cover, critical illness rider available | Simple plan with essential coverage |
Star Comprehensive | Individuals & Families | ₹5 lakh – ₹1 crore | OPD, maternity, newborn cover, annual health check-ups | Covers outpatient treatment |
Arogya Sanjeevani | First-time buyers | ₹1 lakh – ₹5 lakh | IRDAI-standardized plan, low premium | Standard policy across insurers |
Super Star Health | Mid to high-income buyers | ₹7.5 lakh – ₹1 crore | High room rent, modern treatments, recharge of sum insured | High coverage with premium features |
Star Women Care | Women aged 18–75 | ₹5 lakh – ₹1 crore | Maternity, newborn cover, preventive care | Exclusive plan for women |
Diabetes Safe | Type 1 & 2 diabetics | ₹3 lakh – ₹10 lakh | Covers diabetes-related complications from day 1 | No waiting for diabetes-related issues |
Cancer Care Gold | Cancer patients (low/moderate risk) | ₹3 lakh – ₹10 lakh | Covers cancer treatment, diagnostics, follow-ups | Available to those already diagnosed |
Cashless Network Hospitals in Chandigarh
Star Health has partnered with many hospitals in Chandigarh to offer cashless treatment. Policyholders can get admitted without paying upfront. The insurer settles bills directly with the hospital.
Key hospitals in the Star Health cashless network:
- Fortis Hospital, Mohali
- Max Super Speciality Hospital, Phase 6
- Ivy Hospital, Sector 71
- Healing Hospital, Sector 34
- Mukat Hospital & Heart Institute, Sector 34
To use cashless service:
- Show your Star Health ID at the hospital.
- Submit the pre-authorization form.
- Wait for approval before treatment.
- Pay only non-covered expenses, if any.
Always check hospital status on Star Health’s official website before visiting.
How to File a Claim
Star Health allows both cashless and reimbursement claims. The process is simple and works for planned or emergency treatments.
For Cashless Claims:
- Go to a network hospital.
- Fill out a pre-authorization form.
- Get approval before treatment begins.
- Hospital sends the bill directly to Star Health.
For Reimbursement Claims:
- Get treated at any hospital.
- Pay the bills upfront.
- Submit the claim form with medical documents.
- Receive the reimbursement in your bank account.
Documents needed:
- Policy number
- Hospital bills
- Discharge summary
- Prescription copies
- Investigation reports
Claims can be filed online or at the Chandigarh branch or you can contact star health insurance 7347595768 for claim help. Processing time varies by case.
Ready to Get Covered? Call Now
Health emergencies don’t wait. Neither should you. Star Health Insurance agent offers plans that work—whether you’re single, raising a family, or planning retirement in Chandigarh.
Need help for the right policy? Want quick answers or claim support?
📞 Call our local Star Health Insurance Agent at 7347595768
Get expert advice, fast enrollment, and support you can count on. One call gets it done. No forms. No confusion. Just solid coverage from a trusted name in health insurance.
FAQ
Yes, you can buy a Star Health Insurance policy online through an agent in Chandigarh.
Just call the local agent at 📞 7347595768. They’ll:
- Share plan options via WhatsApp or email
- Help you compare policies and premiums
- Send you a secure payment link
- Issue your policy digitally within minutes
✅ No branch visit needed
✅ Get expert help without extra cost
✅ Policy and e-card delivered to your inbox
Whether you’re buying for yourself, your parents, or your entire family, a local agent can make the process faster and simpler — online or offline.
Major hospitals include Fortis Mohali, Max Super Specialty, Ivy Hospital, and Healing Hospital. You can call at 7347595768 or check the full list on the Star Health website.
The Senior Citizens Red Carpet policy is made for people aged 60+. It’s available at the Chandigarh branch or through local agent at 7347595768
