Star Comprehensive Insurance Policy
Star Health Insurance offers the Star Comprehensive Insurance Policy, designed to provide lifelong protection for individuals aged between 91 and 65 years. This policy provides a wide range of benefits, including coverage for all day care procedures, outpatient consultation, the inclusion of a newly married spouse and newborn baby, organ donor expenses, coverage for unexpected accidents, and other important medical interventions. All of these benefits are combined under a single sum insured, and the policy offers the option of lifelong renewal. With the Star Comprehensive Insurance Policy, individuals can enjoy comprehensive coverage and peace of mind, knowing that their medical needs and those of their family members are well taken care of.Benefits of Star Comprehensive Insurance Policy
The Star Comprehensive Insurance Policy offers various benefits:- It covers hospitalisation expenses such as room charges, nursing costs, specialist fees, and medication costs.
- Pre-hospitalisation charges up to 60 days before hospitalisation and post-hospitalisation charges up to 90 days after discharge are included.
- AYUSH hospitalisation charges like Homoeopathy, Siddha, Ayurveda, and Unani are covered.
- Emergency road ambulance transportation expenses are included.
- Outpatient medical consultation expenses in network facilities can be claimed.
- Domiciliary hospitalisation benefits are provided.
- Accidental death and permanent total disability benefits are available.
- Dental and ophthalmic OPD treatments are covered once every 3 years.
- Hospital cash benefits are provided for a maximum of 7 days per hospitalisation.
- Coverage for delivery and newborn babies after a waiting period.
- Optional coverage for pre-existing diseases with additional premiums.
- Health Check-Up benefit for every claim-free year.
- Policies can be applied in individual or floater modes.
- Air Ambulance cover is included with specified limits.
FAQ
As a Star Health Insurance advisor Ambala, I will offer a variety of health insurance plans, including individual health insurance, family floater plans, senior citizen health plans, and critical illness cover. Each plan is designed to meet the unique needs of different customers.
You can contact a Star Health Insurance advisor in Ambala by calling 7347595768. I will be available to assist you with any queries and help you choose the best insurance plan.
The documents generally required include proof of identity (Aadhar card, PAN card), proof of address (utility bills, voter ID), age proof, and recent medical records if applicable. As a Star health insurance
Ambala advisor will guide you through the documentation process.
The claim process typically involves submitting a claim form along with necessary medical documents and bills. You can file a cashless claim at network hospitals or get reimbursed for treatments at non-network hospitals. As a Star health insurance Ambala advisor, I will assist you in navigating the claim process smoothly.
Yes, Star Health Insurance has a network of cashless hospitals in Ambala where you can receive treatment without upfront payment. A complete list of these hospitals can be provided by your insurance advisor.
Benefits include extensive coverage options, cashless hospitalization, hassle-free claim settlement, and 24/7 customer support. Additionally, the plans offer coverage for a wide range of medical conditions, including critical illnesses.
You can check the status of your policy online through the Star Health Insurance website, via the mobile app, or by contacting your insurance advisor in Ambala.
Yes, Star Health Insurance offers family floater plans where you can include your spouse, children, and dependent parents under a single policy. This ensures comprehensive coverage for your entire family.
