With high healthcare costs due to medical inflation in India, the financial impact of undergoing surgery has become a major concern. Many individuals find themselves at risk of depleting their savings to cover surgical expenses. As a result, purchasing health insurance specifically for surgeries has become an essential requirement in today’s environment. If you are contemplating the purchase of Star Health Insurance, it’s vital to review the range of surgeries covered by the company.
Star Health & Allied Insurance Company offers various insurance plans that cover a wide range of surgeries to ensure you have financial protection during medical emergencies.
List of Surgeries Covered Under Star Health Insurance
Here’s a look at some of the major surgeries covered by Star Health Insurance:
Heart Surgery
Heart surgery, such as heart transplantation or CABG, is covered under the Star Cardiac Care Insurance policy and the Star Critical Illness Multipay Insurance plan. The waiting period for coverage typically ranges from 90 days to 24 months.
Cataract Surgery
Cataract surgery, a common procedure in India, is covered by multiple Star health insurance plans including Star Family Health Optima Insurance, Star Comprehensive Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Super Surplus (Floater) Insurance, Star Women Care Insurance and Star Smart Health Pro plans. The waiting period for this surgery is usually 24 months.
Kidney Stone Removal Surgery
Surgeries for removing kidney stones through shockwave lithotripsy, percutaneous nephrolithotomy or ureteroscopy. The surgery consists of breaking down large kidney stones and removing them from the body. This type of surgery is covered under several Star health plans, including Star Comprehensive Insurance, Super Super Surplus Insurance, Star Family Health Optima Insurance, Star Young Star Insurance, Star Senior Citizens Red Carpet Health Insurance and Star Net Plus Insurance plans. The waiting period for this surgery is also 24 months.
Knee Replacement Surgery
Knee replacement surgeries, which involve replacing a damaged knee joint with an artificial one. Star health insurance plans covering knee replacement surgery include Star Senior Citizens Red Carpet Health Insurance, Star Comprehensive Insurance, Star Family Health Optima Insurance, Star Women Care Insurance, Star Smart Health Pro, and Star Net Plus Insurance plans. The waiting period for this surgery is typically 24 months.
Liver Transplant Surgery
Procedures like liver transplant surgery becomes necessary when a diseased or non-functional liver needs to be replaced with a healthy one. Star health insurance plans provide coverage for this surgery, including Star Medi Classic Insurance (Individual), Star Critical Illness Multipay Insurance, Star Comprehensive Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Family Health Optima Insurance and Star Smart Health Pro plans. The waiting period can vary from 90 days to 24 months depending on the plan.
Brain Surgery
Brain surgery, also known as neurosurgery, addresses disorders affecting the nervous system, which includes the brain, peripheral nervous system, and spinal cord. This surgical procedure aims to treat various conditions such as clots, tumors, epilepsy, among others. Brain surgery may includes procedures like biopsies, craniotomies, deep brain stimulation, neuroendoscopies, and more. Star health insurance plans that cover brain surgeries include Star Critical Illness Multipay Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Health Gain Insurance, Star Women Care Insurance, Star Health Assure Insurance and Star Young Star Insurance plans.
Waiting periods range from 90 days to 24 months.
Robotic Surgery
Robotic surgeries, known for their precision and flexibility, are covered by plans like Star Comprehensive Insurance, Star Super Surplus (Floater) Insurance, Star Senior Citizens Red Carpet Health Insurance, Star Young Star Insurance, Smart Health Pro and Star Women Care Insurance plans. The waiting period for such surgeries is usually 30 days.
Hip Replacement Surgery
Surgeries for hip replacement, aimed at alleviating hip joint pain, are covered by plans like Star Senior Citizens Red Carpet Health Insurance, Star Family Health Optima Insurance, Star Medi Classic Insurance, Star Health Premier Insurance, Star Health Assure Insurance and Star Smart Health Pro plans. The waiting period for this surgery is typically 24 months.
Bariatric Surgery
Bariatric surgery is conducted to assist individuals in losing weight and addressing severe health issues when traditional methods like diet and exercise have proven ineffective. This surgical intervention involves altering the patient’s digestive system to facilitate weight loss and improve overall health. This surgery is covered by Star health insurance plans, including Star Comprehensive Insurance, Star Women Care Insurance and Star Health Premier Insurance plans.
Secure Your Well-being: Surgical Coverage with Star Health Insurance
These surgeries are essential medical procedures, and having insurance coverage can provide peace of mind in case of unexpected health issues.
Having Star Health Insurance can provide you with a safety net when it comes to covering various surgeries that may be required. With a comprehensive range of surgical procedures included in their coverage, you can have peace of mind knowing that your health and well-being are protected. Don’t wait until it’s too late – explore the surgeries covered under Star Health Insurance and secure your future health today!
Ready to safeguard your health with comprehensive surgical coverage under Star Health Insurance? Call Star health insurance agent 7347595768 now to learn more and enroll in a plan that meets your needs.